Since the start of his practice, Robert has focused on civil litigation. He has tried over 30 jury cases and numerous bench trials. Currently, Robert primarily focuses on consumer litigation, including the Fair Debt Collection Practices Act and the Fair Credit Reporting Act.
Fair Debt Collection Practices Act (FDCPA)
Federal law governs how debt collectors may conduct themselves in attempting to collect a debt. Unfortunately, abuses in this industry still exist. The FDCPA protects consumers from harassment at both home and work. It also mandates that debt collectors provide certain verifications of the debt.
Fair Credit Reporting Act (FCRA)
Now, more so than ever, the accuracy of credit reports is critical. Lenders are requiring higher scores and credit card companies are charging higher interest rates to people with lower scores. And yet, the accuracy of credit reports is something we tend to ignore.
Robert helps his clients review and understand their credit report. If inaccurate information exists, he will help them have those items corrected.